Call reports 2025
TEJAS BANK — 2025
What TEJAS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 223,773,000 | 229,338,000 | 235,879,000 | 238,629,000 |
| Total loans | 125,559,000 | 123,921,000 | 126,311,000 | 129,741,000 |
| Allowance for loan losses | 1,895,000 | 1,962,000 | 2,024,000 | 2,031,000 |
| Securities available for sale | 53,233,000 | 52,232,000 | 48,359,000 | 39,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,073,000 | 204,075,000 | 208,215,000 | 210,303,000 |
| Interest-bearing deposits | 98,733,000 | 99,977,000 | 99,396,000 | 111,679,000 |
| Noninterest-bearing deposits | 100,340,000 | 104,098,000 | 108,819,000 | 98,624,000 |
| Equity capital | 22,783,000 | 23,217,000 | 25,868,000 | 24,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,853,000 | 5,852,000 | 8,887,000 | 12,022,000 |
| Interest expense | 264,000 | 563,000 | 868,000 | 1,131,000 |
| Net interest income | 2,589,000 | 5,289,000 | 8,019,000 | 10,891,000 |
| Noninterest income | 284,000 | 557,000 | 844,000 | 1,125,000 |
| Noninterest expense | 1,092,000 | 2,182,000 | 3,302,000 | 8,386,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 180,000 |
| Pretax income | 1,721,000 | 3,544,000 | 5,381,000 | 1,438,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,721,000 | 3,544,000 | 5,381,000 | 1,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,137,000 | 26,151,000 | 27,492,000 | 23,548,000 |
| Total capital | 26,992,000 | 28,035,000 | 29,423,000 | 25,453,000 |
| Risk-weighted assets | 150,032,000 | 150,723,000 | 154,486,000 | 152,394,000 |