Call reports 2024
TEJAS BANK — 2024
What TEJAS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 226,918,000 | 231,670,000 | 235,016,000 | 239,292,000 |
| Total loans | 121,127,000 | 119,500,000 | 122,954,000 | 122,563,000 |
| Allowance for loan losses | 1,738,000 | 1,822,000 | 1,882,000 | 1,860,000 |
| Securities available for sale | 53,244,000 | 55,912,000 | 55,852,000 | 54,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,797,000 | 208,058,000 | 209,169,000 | 216,376,000 |
| Interest-bearing deposits | 84,034,000 | 87,538,000 | 85,413,000 | 93,648,000 |
| Noninterest-bearing deposits | 119,763,000 | 120,520,000 | 123,756,000 | 122,728,000 |
| Equity capital | 21,269,000 | 21,765,000 | 24,057,000 | 21,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,777,000 | 5,697,000 | 8,711,000 | 11,638,000 |
| Interest expense | 38,000 | 234,000 | 435,000 | 598,000 |
| Net interest income | 2,739,000 | 5,463,000 | 8,276,000 | 11,040,000 |
| Noninterest income | 233,000 | 459,000 | 702,000 | 801,000 |
| Noninterest expense | 920,000 | 1,814,000 | 2,913,000 | 4,146,000 |
| Provision for loan losses | 60,000 | 98,000 | 598,000 | 658,000 |
| Pretax income | 1,992,000 | 3,988,000 | 5,445,000 | 7,015,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,992,000 | 3,988,000 | 5,445,000 | 7,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,169,000 | 25,243,000 | 26,166,000 | 23,884,000 |
| Total capital | 25,889,000 | 26,962,000 | 27,945,000 | 25,641,000 |
| Risk-weighted assets | 147,545,000 | 146,365,000 | 152,326,000 | 150,773,000 |