Call reports 2023
TEJAS BANK — 2023
What TEJAS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 215,863,000 | 204,866,000 | 214,091,000 | 221,754,000 |
| Total loans | 105,955,000 | 113,185,000 | 114,999,000 | 122,974,000 |
| Allowance for loan losses | 1,602,000 | 1,621,000 | 1,680,000 | 1,775,000 |
| Securities available for sale | 51,773,000 | 52,511,000 | 51,214,000 | 52,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,113,000 | 183,785,000 | 192,500,000 | 200,697,000 |
| Interest-bearing deposits | 85,813,000 | 81,888,000 | 82,546,000 | 83,086,000 |
| Noninterest-bearing deposits | 110,300,000 | 101,897,000 | 109,954,000 | 117,611,000 |
| Equity capital | 18,235,000 | 19,458,000 | 19,790,000 | 19,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,269,000 | 4,726,000 | 7,315,000 | 10,077,000 |
| Interest expense | 35,000 | 71,000 | 108,000 | 145,000 |
| Net interest income | 2,234,000 | 4,655,000 | 7,207,000 | 9,932,000 |
| Noninterest income | 230,000 | 446,000 | 513,000 | 769,000 |
| Noninterest expense | 991,000 | 1,931,000 | 2,900,000 | 3,989,000 |
| Provision for loan losses | 0 | 20,000 | 80,000 | 240,000 |
| Pretax income | 1,473,000 | 3,150,000 | 4,740,000 | 6,472,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,473,000 | 3,150,000 | 4,740,000 | 6,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,231,000 | 23,247,000 | 24,414,000 | 22,795,000 |
| Total capital | 23,646,000 | 24,681,000 | 25,907,000 | 24,383,000 |
| Risk-weighted assets | 132,360,000 | 136,536,000 | 142,435,000 | 147,959,000 |