Call reports 2022
TEJAS BANK — 2022
What TEJAS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 211,837,000 | 223,394,000 | 210,859,000 | 207,882,000 |
| Total loans | 106,258,000 | 111,673,000 | 112,292,000 | 107,426,000 |
| Allowance for loan losses | 1,662,000 | 3,436,000 | 3,402,000 | 1,625,000 |
| Securities available for sale | 52,121,000 | 49,455,000 | 50,716,000 | 52,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,794,000 | 205,713,000 | 192,715,000 | 189,372,000 |
| Interest-bearing deposits | 113,455,000 | 93,735,000 | 101,991,000 | 88,993,000 |
| Noninterest-bearing deposits | 76,339,000 | 111,978,000 | 90,724,000 | 100,379,000 |
| Equity capital | 20,886,000 | 16,413,000 | 16,608,000 | 17,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,571,000 | 3,265,000 | 5,156,000 | 7,272,000 |
| Interest expense | 40,000 | 79,000 | 118,000 | 156,000 |
| Net interest income | 1,531,000 | 3,186,000 | 5,038,000 | 7,116,000 |
| Noninterest income | 170,000 | 393,000 | 880,000 | 1,042,000 |
| Noninterest expense | 917,000 | 1,860,000 | 2,784,000 | 3,761,000 |
| Provision for loan losses | 0 | 1,750,000 | 1,772,000 | 2,944,000 |
| Pretax income | 784,000 | -31,000 | 1,362,000 | 1,453,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 784,000 | -31,000 | 1,362,000 | 1,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,274,000 | 20,287,000 | 21,680,000 | 20,820,000 |
| Total capital | 22,867,000 | 22,084,000 | 23,421,000 | 22,445,000 |
| Risk-weighted assets | 127,438,000 | 142,190,000 | 137,642,000 | 131,633,000 |