Call reports 2021
TEJAS BANK — 2021
What TEJAS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 178,432,000 | 184,034,000 | 200,513,000 | 204,974,000 |
| Total loans | 100,375,000 | 99,310,000 | 102,080,000 | 104,393,000 |
| Allowance for loan losses | 1,755,000 | 1,713,000 | 1,709,000 | 1,707,000 |
| Securities available for sale | 42,694,000 | 48,828,000 | 50,006,000 | 55,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,752,000 | 159,830,000 | 175,607,000 | 180,727,000 |
| Interest-bearing deposits | 87,731,000 | 89,187,000 | 101,409,000 | 104,527,000 |
| Noninterest-bearing deposits | 67,021,000 | 70,643,000 | 74,198,000 | 76,200,000 |
| Equity capital | 22,710,000 | 23,152,000 | 23,748,000 | 23,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,431,000 | 2,892,000 | 4,429,000 | 6,018,000 |
| Interest expense | 34,000 | 67,000 | 103,000 | 141,000 |
| Net interest income | 1,397,000 | 2,825,000 | 4,326,000 | 5,877,000 |
| Noninterest income | 174,000 | 365,000 | 545,000 | 831,000 |
| Noninterest expense | 849,000 | 1,723,000 | 2,571,000 | 3,554,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 666,000 | 1,415,000 | 2,248,000 | 3,102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 666,000 | 1,415,000 | 2,248,000 | 3,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,061,000 | 20,508,000 | 21,141,000 | 20,743,000 |
| Total capital | 21,531,000 | 22,006,000 | 22,709,000 | 22,332,000 |
| Risk-weighted assets | 117,382,000 | 119,662,000 | 125,316,000 | 127,049,000 |