Call reports 2020
TEJAS BANK — 2020
What TEJAS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 195,093,000 | 202,604,000 | 192,204,000 | 185,467,000 |
| Total loans | 104,550,000 | 104,141,000 | 101,490,000 | 103,050,000 |
| Allowance for loan losses | 1,552,000 | 1,810,000 | 1,838,000 | 1,730,000 |
| Securities available for sale | 34,676,000 | 34,602,000 | 53,349,000 | 50,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,983,000 | 179,071,000 | 168,545,000 | 161,843,000 |
| Interest-bearing deposits | 89,120,000 | 84,923,000 | 86,496,000 | 87,120,000 |
| Noninterest-bearing deposits | 83,863,000 | 94,148,000 | 82,049,000 | 74,723,000 |
| Equity capital | 21,263,000 | 22,592,000 | 22,810,000 | 22,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,919,000 | 3,872,000 | 5,462,000 | 6,978,000 |
| Interest expense | 81,000 | 144,000 | 184,000 | 221,000 |
| Net interest income | 1,838,000 | 3,728,000 | 5,278,000 | 6,757,000 |
| Noninterest income | 180,000 | 345,000 | 504,000 | 662,000 |
| Noninterest expense | 875,000 | 1,777,000 | 2,641,000 | 3,457,000 |
| Provision for loan losses | 30,000 | 290,000 | 350,000 | 410,000 |
| Pretax income | 1,117,000 | 2,010,000 | 2,796,000 | 3,557,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,117,000 | 2,010,000 | 2,796,000 | 3,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,802,000 | 19,233,000 | 19,721,000 | 19,630,000 |
| Total capital | 20,347,000 | 20,682,000 | 21,153,000 | 21,117,000 |
| Risk-weighted assets | 123,649,000 | 115,611,000 | 114,198,000 | 118,785,000 |