Call reports 2019
TEJAS BANK — 2019
What TEJAS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 177,410,000 | 185,879,000 | 183,590,000 | 190,437,000 |
| Total loans | 99,457,000 | 104,215,000 | 101,724,000 | 103,370,000 |
| Allowance for loan losses | 1,642,000 | 1,642,000 | 1,642,000 | 1,552,000 |
| Securities available for sale | 31,132,000 | 30,646,000 | 37,314,000 | 40,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,105,000 | 164,590,000 | 161,396,000 | 168,943,000 |
| Interest-bearing deposits | 78,228,000 | 81,711,000 | 81,004,000 | 86,473,000 |
| Noninterest-bearing deposits | 78,877,000 | 82,879,000 | 80,392,000 | 82,470,000 |
| Equity capital | 19,579,000 | 20,432,000 | 21,448,000 | 20,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,999,000 | 4,058,000 | 6,217,000 | 8,194,000 |
| Interest expense | 83,000 | 168,000 | 258,000 | 350,000 |
| Net interest income | 1,916,000 | 3,890,000 | 5,959,000 | 7,844,000 |
| Noninterest income | 208,000 | 455,000 | 677,000 | 892,000 |
| Noninterest expense | 840,000 | 2,083,000 | 2,956,000 | 3,892,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,284,000 | 2,262,000 | 3,680,000 | 4,844,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,284,000 | 2,262,000 | 3,680,000 | 4,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,348,000 | 17,771,000 | 18,824,000 | 18,053,000 |
| Total capital | 18,773,000 | 19,287,000 | 20,339,000 | 19,563,000 |
| Risk-weighted assets | 113,811,000 | 121,217,000 | 121,096,000 | 120,768,000 |