Call reports 2018
TEJAS BANK — 2018
What TEJAS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 151,883,000 | 154,707,000 | 163,893,000 | 176,873,000 |
| Total loans | 92,102,000 | 91,308,000 | 96,335,000 | 101,887,000 |
| Allowance for loan losses | 2,513,000 | 2,511,000 | 1,236,000 | 1,707,000 |
| Securities available for sale | 20,464,000 | 26,927,000 | 27,248,000 | 26,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,075,000 | 136,528,000 | 144,544,000 | 157,971,000 |
| Interest-bearing deposits | 76,038,000 | 77,392,000 | 83,291,000 | 82,689,000 |
| Noninterest-bearing deposits | 60,037,000 | 59,136,000 | 61,253,000 | 75,282,000 |
| Equity capital | 15,213,000 | 17,478,000 | 18,533,000 | 18,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,643,000 | 3,470,000 | 5,373,000 | 7,367,000 |
| Interest expense | 87,000 | 171,000 | 258,000 | 348,000 |
| Net interest income | 1,556,000 | 3,299,000 | 5,115,000 | 7,019,000 |
| Noninterest income | 172,000 | 353,000 | 554,000 | 770,000 |
| Noninterest expense | 800,000 | 1,670,000 | 2,464,000 | 3,337,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 928,000 | 1,982,000 | 3,205,000 | 4,452,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 928,000 | 1,982,000 | 3,205,000 | 4,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,342,000 | 15,697,000 | 16,920,000 | 16,381,000 |
| Total capital | 14,606,000 | 16,979,000 | 18,156,000 | 17,837,000 |
| Risk-weighted assets | 99,901,000 | 101,356,000 | 107,850,000 | 116,304,000 |