Call reports 2017
TEJAS BANK — 2017
What TEJAS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 145,815,000 | 141,674,000 | 132,303,000 | 136,206,000 |
| Total loans | 79,360,000 | 83,406,000 | 80,580,000 | 84,325,000 |
| Allowance for loan losses | 2,106,000 | 2,553,000 | 2,542,000 | 2,539,000 |
| Securities available for sale | 28,993,000 | 28,574,000 | 18,869,000 | 18,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,379,000 | 126,150,000 | 116,606,000 | 120,693,000 |
| Interest-bearing deposits | 96,009,000 | 85,309,000 | 75,747,000 | 73,848,000 |
| Noninterest-bearing deposits | 34,370,000 | 40,841,000 | 40,859,000 | 46,845,000 |
| Equity capital | 14,988,000 | 14,995,000 | 15,200,000 | 15,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,344,000 | 2,766,000 | 4,179,000 | 5,649,000 |
| Interest expense | 109,000 | 223,000 | 320,000 | 409,000 |
| Net interest income | 1,235,000 | 2,543,000 | 3,859,000 | 5,240,000 |
| Noninterest income | 114,000 | 311,000 | 442,000 | 589,000 |
| Noninterest expense | 695,000 | 1,449,000 | 2,209,000 | 2,988,000 |
| Provision for loan losses | 20,000 | 400,000 | 400,000 | 400,000 |
| Pretax income | 634,000 | 1,005,000 | 1,747,000 | 2,496,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 634,000 | 1,005,000 | 1,747,000 | 2,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,943,000 | 12,716,000 | 13,023,000 | 12,940,000 |
| Total capital | 14,082,000 | 13,869,000 | 14,109,000 | 14,075,000 |
| Risk-weighted assets | 90,147,000 | 90,857,000 | 85,389,000 | 89,372,000 |