Call reports 2016
TEJAS BANK — 2016
What TEJAS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 130,117,000 | 123,503,000 | 129,876,000 | 134,644,000 |
| Total loans | 82,907,000 | 76,525,000 | 76,602,000 | 80,212,000 |
| Allowance for loan losses | 1,730,000 | 853,000 | 900,000 | 945,000 |
| Securities available for sale | 18,969,000 | 19,156,000 | 29,326,000 | 29,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,035,000 | 108,427,000 | 114,228,000 | 119,825,000 |
| Interest-bearing deposits | 87,541,000 | 84,214,000 | 88,466,000 | 92,172,000 |
| Noninterest-bearing deposits | 27,494,000 | 24,213,000 | 25,762,000 | 27,653,000 |
| Equity capital | 14,830,000 | 14,777,000 | 15,318,000 | 14,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,361,000 | 2,587,000 | 3,845,000 | 5,177,000 |
| Interest expense | 92,000 | 174,000 | 269,000 | 370,000 |
| Net interest income | 1,269,000 | 2,413,000 | 3,576,000 | 4,807,000 |
| Noninterest income | 110,000 | 234,000 | 393,000 | 489,000 |
| Noninterest expense | 746,000 | 1,531,000 | 2,267,000 | 2,985,000 |
| Provision for loan losses | 70,000 | 421,000 | 471,000 | 531,000 |
| Pretax income | 563,000 | 695,000 | 1,240,000 | 1,789,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 563,000 | 695,000 | 1,240,000 | 1,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,009,000 | 11,799,000 | 12,342,000 | 12,558,000 |
| Total capital | 13,144,000 | 12,652,000 | 13,242,000 | 13,503,000 |
| Risk-weighted assets | 90,242,000 | 84,184,000 | 84,974,000 | 88,022,000 |