Call reports 2015
TEJAS BANK — 2015
What TEJAS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 158,060,000 | 129,232,000 | 126,891,000 | 130,973,000 |
| Total loans | 97,838,000 | 82,948,000 | 85,442,000 | 83,818,000 |
| Allowance for loan losses | 950,000 | 806,000 | 858,000 | 1,741,000 |
| Securities available for sale | 22,036,000 | 21,148,000 | 16,681,000 | 16,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,791,000 | 113,858,000 | 111,125,000 | 115,779,000 |
| Interest-bearing deposits | 100,984,000 | 86,551,000 | 85,326,000 | 87,377,000 |
| Noninterest-bearing deposits | 40,807,000 | 27,307,000 | 25,799,000 | 28,402,000 |
| Equity capital | 16,171,000 | 15,187,000 | 15,699,000 | 15,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,575,000 | 2,967,000 | 4,400,000 | 5,783,000 |
| Interest expense | 114,000 | 220,000 | 325,000 | 428,000 |
| Net interest income | 1,461,000 | 2,747,000 | 4,075,000 | 5,355,000 |
| Noninterest income | 168,000 | 1,310,000 | 1,431,000 | 1,546,000 |
| Noninterest expense | 926,000 | 1,735,000 | 2,489,000 | 3,248,000 |
| Provision for loan losses | 64,000 | 24,000 | 100,000 | 987,000 |
| Pretax income | 639,000 | 2,298,000 | 2,932,000 | 2,681,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 639,000 | 2,298,000 | 2,932,000 | 2,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,307,000 | 12,607,000 | 13,011,000 | 12,426,000 |
| Total capital | 14,257,000 | 13,413,000 | 13,869,000 | 13,570,000 |
| Risk-weighted assets | 106,401,000 | 91,544,000 | 94,285,000 | 90,893,000 |