Call reports 2014
TEJAS BANK — 2014
What TEJAS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 130,218,000 | 135,276,000 | 142,042,000 | 148,233,000 |
| Total loans | 81,793,000 | 84,805,000 | 91,645,000 | 96,258,000 |
| Allowance for loan losses | 797,000 | 845,000 | 876,000 | 908,000 |
| Securities available for sale | 21,855,000 | 21,793,000 | 23,196,000 | 22,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,986,000 | 120,352,000 | 126,688,000 | 132,277,000 |
| Interest-bearing deposits | 79,164,000 | 84,716,000 | 88,627,000 | 93,357,000 |
| Noninterest-bearing deposits | 36,822,000 | 35,636,000 | 38,061,000 | 38,920,000 |
| Equity capital | 14,123,000 | 14,805,000 | 15,220,000 | 15,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,366,000 | 2,875,000 | 4,450,000 | 6,076,000 |
| Interest expense | 96,000 | 181,000 | 278,000 | 409,000 |
| Net interest income | 1,270,000 | 2,694,000 | 4,172,000 | 5,667,000 |
| Noninterest income | 158,000 | 340,000 | 505,000 | 674,000 |
| Noninterest expense | 683,000 | 1,474,000 | 2,293,000 | 3,271,000 |
| Provision for loan losses | 42,000 | 91,000 | 128,000 | 165,000 |
| Pretax income | 703,000 | 1,469,000 | 2,256,000 | 2,905,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 703,000 | 1,469,000 | 2,256,000 | 2,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,944,000 | 12,226,000 | 12,707,000 | 13,024,000 |
| Total capital | 12,741,000 | 13,071,000 | 13,583,000 | 13,932,000 |
| Risk-weighted assets | 84,048,000 | 88,547,000 | 97,327,000 | 104,644,000 |