Call reports 2013
TEJAS BANK — 2013
What TEJAS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 112,191,000 | 110,838,000 | 119,086,000 | 128,032,000 |
| Total loans | 61,284,000 | 66,409,000 | 71,349,000 | 75,621,000 |
| Allowance for loan losses | 613,000 | 663,000 | 715,000 | 755,000 |
| Securities available for sale | 23,018,000 | 24,258,000 | 21,581,000 | 22,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,922,000 | 96,461,000 | 105,160,000 | 113,821,000 |
| Interest-bearing deposits | 68,420,000 | 66,761,000 | 74,106,000 | 78,045,000 |
| Noninterest-bearing deposits | 29,502,000 | 29,700,000 | 31,054,000 | 35,776,000 |
| Equity capital | 14,193,000 | 14,291,000 | 13,882,000 | 14,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,141,000 | 3,356,000 | 4,767,000 |
| Interest expense | 80,000 | 146,000 | 225,000 | 315,000 |
| Net interest income | 959,000 | 1,995,000 | 3,131,000 | 4,452,000 |
| Noninterest income | 176,000 | 359,000 | 558,000 | 630,000 |
| Noninterest expense | 662,000 | 1,318,000 | 1,996,000 | 2,787,000 |
| Provision for loan losses | 44,000 | 97,000 | 155,000 | 198,000 |
| Pretax income | 429,000 | 939,000 | 1,540,000 | 2,099,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 429,000 | 939,000 | 1,540,000 | 2,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,233,000 | 11,437,000 | 11,816,000 | 12,042,000 |
| Total capital | 11,846,000 | 12,100,000 | 12,531,000 | 12,797,000 |
| Risk-weighted assets | 66,664,000 | 69,872,000 | 78,221,000 | 79,768,000 |