Call reports 2012
TEJAS BANK — 2012
What TEJAS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 87,988,000 | 94,490,000 | 102,737,000 | 110,239,000 |
| Total loans | 47,891,000 | 53,625,000 | 56,022,000 | 57,082,000 |
| Allowance for loan losses | 416,000 | 461,000 | 513,000 | 570,000 |
| Securities available for sale | 21,726,000 | 21,438,000 | 20,859,000 | 22,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,580,000 | 82,798,000 | 90,631,000 | 96,300,000 |
| Interest-bearing deposits | 54,598,000 | 59,598,000 | 63,545,000 | 67,043,000 |
| Noninterest-bearing deposits | 21,982,000 | 23,200,000 | 27,086,000 | 29,257,000 |
| Equity capital | 10,968,000 | 11,169,000 | 11,452,000 | 13,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 880,000 | 1,843,000 | 2,782,000 | 3,791,000 |
| Interest expense | 90,000 | 177,000 | 262,000 | 346,000 |
| Net interest income | 790,000 | 1,666,000 | 2,520,000 | 3,445,000 |
| Noninterest income | 128,000 | 261,000 | 480,000 | 685,000 |
| Noninterest expense | 610,000 | 1,213,000 | 1,827,000 | 2,451,000 |
| Provision for loan losses | 39,000 | 87,000 | 141,000 | 203,000 |
| Pretax income | 269,000 | 627,000 | 1,032,000 | 1,476,000 |
| Income tax | 87,000 | 207,000 | 344,000 | 400,000 |
| Net income | 182,000 | 420,000 | 688,000 | 1,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,118,000 | 8,356,000 | 8,625,000 | 10,804,000 |
| Total capital | 8,534,000 | 8,817,000 | 9,138,000 | 11,374,000 |
| Risk-weighted assets | 54,407,000 | 61,011,000 | 63,014,000 | 62,175,000 |