Call reports 2011
TEJAS BANK — 2011
What TEJAS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 70,278,000 | 74,828,000 | 77,980,000 | 83,685,000 |
| Total loans | 35,798,000 | 37,459,000 | 40,264,000 | 42,052,000 |
| Allowance for loan losses | 324,000 | 342,000 | 366,000 | 384,000 |
| Securities available for sale | 19,226,000 | 21,100,000 | 21,728,000 | 22,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,483,000 | 64,562,000 | 67,138,000 | 72,767,000 |
| Interest-bearing deposits | 37,715,000 | 48,918,000 | 47,050,000 | 51,150,000 |
| Noninterest-bearing deposits | 22,768,000 | 15,644,000 | 20,088,000 | 21,617,000 |
| Equity capital | 9,644,000 | 9,979,000 | 10,404,000 | 10,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 688,000 | 1,419,000 | 2,249,000 | 3,068,000 |
| Interest expense | 91,000 | 193,000 | 285,000 | 379,000 |
| Net interest income | 597,000 | 1,226,000 | 1,964,000 | 2,689,000 |
| Noninterest income | 147,000 | 302,000 | 387,000 | 510,000 |
| Noninterest expense | 545,000 | 1,108,000 | 1,676,000 | 2,266,000 |
| Provision for loan losses | 18,000 | 39,000 | 64,000 | 90,000 |
| Pretax income | 181,000 | 381,000 | 842,000 | 1,074,000 |
| Income tax | 29,000 | 59,000 | 168,000 | 225,000 |
| Net income | 152,000 | 322,000 | 674,000 | 849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,240,000 | 7,409,000 | 7,762,000 | 7,936,000 |
| Total capital | 7,564,000 | 7,751,000 | 8,128,000 | 8,320,000 |
| Risk-weighted assets | 42,223,000 | 43,131,000 | 46,180,000 | 48,396,000 |