Call reports 2010
TEJAS BANK — 2010
What TEJAS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 42,748,000 | 51,031,000 | 58,383,000 | 66,527,000 |
| Total loans | 17,494,000 | 27,428,000 | 30,638,000 | 33,121,000 |
| Allowance for loan losses | 158,000 | 194,000 | 244,000 | 310,000 |
| Securities available for sale | 12,003,000 | 15,608,000 | 14,056,000 | 19,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,974,000 | 44,131,000 | 51,254,000 | 57,005,000 |
| Interest-bearing deposits | 26,283,000 | 33,108,000 | 28,574,000 | 36,831,000 |
| Noninterest-bearing deposits | 9,691,000 | 11,023,000 | 22,680,000 | 20,174,000 |
| Equity capital | 6,677,000 | 6,747,000 | 6,915,000 | 9,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 306,000 | 776,000 | 1,344,000 | 1,979,000 |
| Interest expense | 65,000 | 152,000 | 247,000 | 350,000 |
| Net interest income | 241,000 | 624,000 | 1,097,000 | 1,629,000 |
| Noninterest income | 79,000 | 182,000 | 293,000 | 431,000 |
| Noninterest expense | 422,000 | 875,000 | 1,333,000 | 1,814,000 |
| Provision for loan losses | 20,000 | 55,000 | 106,000 | 175,000 |
| Pretax income | -122,000 | -124,000 | -49,000 | 71,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -122,000 | -124,000 | -49,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,298,000 | 4,292,000 | 4,367,000 | 7,088,000 |
| Total capital | 4,456,000 | 4,486,000 | 4,611,000 | 7,398,000 |
| Risk-weighted assets | 21,799,000 | 31,795,000 | 35,670,000 | 39,527,000 |