Call reports 2009
TEJAS BANK — 2009
What TEJAS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 23,726,000 | 22,866,000 | 21,557,000 | 27,949,000 |
| Total loans | 11,897,000 | 12,007,000 | 11,842,000 | 13,630,000 |
| Allowance for loan losses | 25,000 | 34,000 | 64,000 | 138,000 |
| Securities available for sale | 8,054,000 | 7,358,000 | 6,452,000 | 6,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,154,000 | 20,199,000 | 18,806,000 | 21,024,000 |
| Interest-bearing deposits | 13,363,000 | 13,386,000 | 12,947,000 | 15,267,000 |
| Noninterest-bearing deposits | 7,791,000 | 6,813,000 | 5,859,000 | 5,757,000 |
| Equity capital | 2,512,000 | 2,613,000 | 2,687,000 | 6,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 277,000 | 552,000 | 824,000 | 228,000 |
| Interest expense | 62,000 | 111,000 | 159,000 | 46,000 |
| Net interest income | 215,000 | 441,000 | 665,000 | 182,000 |
| Noninterest income | 61,000 | 127,000 | 196,000 | 68,000 |
| Noninterest expense | 197,000 | 416,000 | 656,000 | 374,000 |
| Provision for loan losses | 0 | 10,000 | 40,000 | 82,000 |
| Pretax income | 79,000 | 142,000 | 206,000 | -206,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 79,000 | 142,000 | 206,000 | -206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,858,000 | 1,920,000 | 1,985,000 | 4,419,000 |
| Total capital | 1,883,000 | 1,954,000 | 2,049,000 | 4,557,000 |
| Risk-weighted assets | 14,065,000 | 13,667,000 | 13,563,000 | 16,381,000 |