Call reports 2008
TEJAS BANK — 2008
What TEJAS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 21,227,000 | 22,212,000 | 24,260,000 | 23,471,000 |
| Total loans | 8,024,000 | 7,871,000 | 8,481,000 | 12,858,000 |
| Allowance for loan losses | 69,000 | 23,000 | 24,000 | 25,000 |
| Securities available for sale | 7,031,000 | 10,848,000 | 8,566,000 | 8,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,981,000 | 20,220,000 | 21,945,000 | 21,047,000 |
| Interest-bearing deposits | 12,489,000 | 13,370,000 | 14,804,000 | 14,062,000 |
| Noninterest-bearing deposits | 6,492,000 | 6,850,000 | 7,141,000 | 6,985,000 |
| Equity capital | 2,192,000 | 1,922,000 | 2,227,000 | 2,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 281,000 | 562,000 | 836,000 | 1,134,000 |
| Interest expense | 89,000 | 168,000 | 244,000 | 329,000 |
| Net interest income | 192,000 | 394,000 | 592,000 | 805,000 |
| Noninterest income | 81,000 | 68,000 | 142,000 | 188,000 |
| Noninterest expense | 179,000 | 372,000 | 562,000 | 731,000 |
| Provision for loan losses | 0 | -48,000 | -48,000 | -48,000 |
| Pretax income | 94,000 | 138,000 | 220,000 | 310,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 94,000 | 138,000 | 220,000 | 310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,638,000 | 1,606,000 | 1,689,000 | 1,779,000 |
| Total capital | 1,707,000 | 1,629,000 | 1,713,000 | 1,804,000 |
| Risk-weighted assets | 10,519,000 | 10,407,000 | 11,527,000 | 14,611,000 |