Call reports 2007
TEJAS BANK — 2007
What TEJAS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 23,288,000 | 23,463,000 | 23,173,000 | 20,787,000 |
| Total loans | 8,567,000 | 8,343,000 | 9,091,000 | 7,818,000 |
| Allowance for loan losses | 87,000 | 83,000 | 83,000 | 73,000 |
| Securities available for sale | 5,150,000 | 4,543,000 | 6,002,000 | 4,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,881,000 | 21,060,000 | 20,745,000 | 18,571,000 |
| Interest-bearing deposits | 12,361,000 | 11,697,000 | 12,308,000 | 12,617,000 |
| Noninterest-bearing deposits | 8,520,000 | 9,363,000 | 8,437,000 | 5,954,000 |
| Equity capital | 2,334,000 | 2,326,000 | 2,353,000 | 2,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 366,000 | 730,000 | 1,075,000 | 1,396,000 |
| Interest expense | 108,000 | 216,000 | 312,000 | 411,000 |
| Net interest income | 258,000 | 514,000 | 763,000 | 985,000 |
| Noninterest income | 68,000 | 148,000 | 218,000 | 272,000 |
| Noninterest expense | 163,000 | 323,000 | 495,000 | 684,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 163,000 | 339,000 | 486,000 | 573,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 163,000 | 339,000 | 486,000 | 573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,870,000 | 1,886,000 | 1,852,000 | 1,649,000 |
| Total capital | 1,957,000 | 1,969,000 | 1,935,000 | 1,722,000 |
| Risk-weighted assets | 10,854,000 | 10,794,000 | 11,570,000 | 9,935,000 |