Call reports 2006
TEJAS BANK — 2006
What TEJAS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 21,102,000 | 19,854,000 | 20,965,000 | 22,793,000 |
| Total loans | 9,928,000 | 10,043,000 | 9,389,000 | 8,867,000 |
| Allowance for loan losses | 105,000 | 104,000 | 88,000 | 92,000 |
| Securities available for sale | 4,444,000 | 3,816,000 | 3,769,000 | 3,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,842,000 | 17,601,000 | 18,633,000 | 20,457,000 |
| Interest-bearing deposits | 12,245,000 | 11,149,000 | 11,080,000 | 12,910,000 |
| Noninterest-bearing deposits | 6,597,000 | 6,452,000 | 7,553,000 | 7,547,000 |
| Equity capital | 2,201,000 | 2,203,000 | 2,263,000 | 2,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 289,000 | 600,000 | 923,000 | 1,263,000 |
| Interest expense | 71,000 | 152,000 | 237,000 | 336,000 |
| Net interest income | 218,000 | 448,000 | 686,000 | 927,000 |
| Noninterest income | 69,000 | 132,000 | 204,000 | 264,000 |
| Noninterest expense | 162,000 | 322,000 | 487,000 | 649,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 125,000 | 258,000 | 403,000 | 542,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 125,000 | 258,000 | 403,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,790,000 | 1,823,000 | 1,842,000 | 1,832,000 |
| Total capital | 1,895,000 | 1,927,000 | 1,930,000 | 1,924,000 |
| Risk-weighted assets | 11,397,000 | 11,462,000 | 11,307,000 | 10,961,000 |