Call reports 2005
TEJAS BANK — 2005
What TEJAS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 20,881,000 | 19,656,000 | 18,634,000 | 18,991,000 |
| Total loans | 9,814,000 | 9,288,000 | 10,276,000 | 10,888,000 |
| Allowance for loan losses | 103,000 | 104,000 | 104,000 | 104,000 |
| Securities available for sale | 4,410,000 | 4,317,000 | 4,693,000 | 4,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,564,000 | 17,377,000 | 16,345,000 | 16,708,000 |
| Interest-bearing deposits | 14,057,000 | 12,122,000 | 11,054,000 | 11,081,000 |
| Noninterest-bearing deposits | 4,507,000 | 5,255,000 | 5,291,000 | 5,627,000 |
| Equity capital | 2,211,000 | 2,229,000 | 2,222,000 | 2,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 268,000 | 522,000 | 781,000 | 1,063,000 |
| Interest expense | 66,000 | 129,000 | 192,000 | 261,000 |
| Net interest income | 202,000 | 393,000 | 589,000 | 802,000 |
| Noninterest income | 59,000 | 118,000 | 187,000 | 263,000 |
| Noninterest expense | 156,000 | 315,000 | 470,000 | 638,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 200,000 | 310,000 | 431,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 109,000 | 200,000 | 310,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,769,000 | 1,760,000 | 1,770,000 | 1,765,000 |
| Total capital | 1,872,000 | 1,864,000 | 1,874,000 | 1,869,000 |
| Risk-weighted assets | 11,532,000 | 10,884,000 | 11,409,000 | 12,149,000 |