Call reports 2004
TEJAS BANK — 2004
What TEJAS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 21,088,000 | 19,801,000 | 18,830,000 | 20,814,000 |
| Total loans | 9,515,000 | 9,522,000 | 9,717,000 | 11,121,000 |
| Allowance for loan losses | 90,000 | 87,000 | 106,000 | 106,000 |
| Securities available for sale | 9,739,000 | 8,357,000 | 7,428,000 | 6,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,087,000 | 17,426,000 | 16,352,000 | 18,407,000 |
| Interest-bearing deposits | 13,611,000 | 12,546,000 | 11,747,000 | 14,125,000 |
| Noninterest-bearing deposits | 4,476,000 | 4,880,000 | 4,605,000 | 4,282,000 |
| Equity capital | 2,486,000 | 2,195,000 | 2,309,000 | 2,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 257,000 | 502,000 | 748,000 | 1,010,000 |
| Interest expense | 45,000 | 89,000 | 134,000 | 189,000 |
| Net interest income | 212,000 | 413,000 | 614,000 | 821,000 |
| Noninterest income | 61,000 | 119,000 | 184,000 | 249,000 |
| Noninterest expense | 159,000 | 313,000 | 467,000 | 620,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 219,000 | 331,000 | 450,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 114,000 | 219,000 | 331,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,804,000 | 1,734,000 | 1,741,000 | 1,750,000 |
| Total capital | 1,894,000 | 1,821,000 | 1,847,000 | 1,856,000 |
| Risk-weighted assets | 11,167,000 | 10,797,000 | 10,849,000 | 12,479,000 |