Call reports 2003
TEJAS BANK — 2003
What TEJAS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 21,001,000 | 19,553,000 | 17,153,000 | 21,209,000 |
| Total loans | 8,117,000 | 8,645,000 | 8,804,000 | 9,562,000 |
| Allowance for loan losses | 90,000 | 91,000 | 92,000 | 90,000 |
| Securities available for sale | 8,138,000 | 7,716,000 | 6,026,000 | 8,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,303,000 | 16,939,000 | 14,608,000 | 18,688,000 |
| Interest-bearing deposits | 14,027,000 | 12,686,000 | 10,707,000 | 14,321,000 |
| Noninterest-bearing deposits | 4,276,000 | 4,253,000 | 3,901,000 | 4,367,000 |
| Equity capital | 2,484,000 | 2,393,000 | 2,326,000 | 2,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 247,000 | 488,000 | 711,000 | 952,000 |
| Interest expense | 55,000 | 104,000 | 150,000 | 197,000 |
| Net interest income | 192,000 | 384,000 | 561,000 | 755,000 |
| Noninterest income | 55,000 | 102,000 | 146,000 | 214,000 |
| Noninterest expense | 154,000 | 313,000 | 466,000 | 624,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 173,000 | 241,000 | 345,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 93,000 | 173,000 | 241,000 | 345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,761,000 | 1,676,000 | 1,676,000 | 1,690,000 |
| Total capital | 1,851,000 | 1,767,000 | 1,768,000 | 1,780,000 |
| Risk-weighted assets | 10,430,000 | 10,584,000 | 9,690,000 | 11,192,000 |