Call reports 2002
TEJAS BANK — 2002
What TEJAS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 21,316,000 | 21,050,000 | 19,697,000 | 22,412,000 |
| Total loans | 8,524,000 | 8,576,000 | 8,888,000 | 8,688,000 |
| Allowance for loan losses | 96,000 | 90,000 | 90,000 | 90,000 |
| Securities available for sale | 6,227,000 | 7,080,000 | 6,828,000 | 6,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,237,000 | 18,424,000 | 17,032,000 | 19,725,000 |
| Interest-bearing deposits | 13,509,000 | 12,535,000 | 11,055,000 | 14,042,000 |
| Noninterest-bearing deposits | 5,728,000 | 5,889,000 | 5,977,000 | 5,683,000 |
| Equity capital | 1,704,000 | 2,347,000 | 2,389,000 | 2,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 277,000 | 540,000 | 804,000 | 1,051,000 |
| Interest expense | 86,000 | 155,000 | 221,000 | 277,000 |
| Net interest income | 191,000 | 385,000 | 583,000 | 774,000 |
| Noninterest income | 54,000 | 107,000 | 157,000 | 202,000 |
| Noninterest expense | 142,000 | 282,000 | 408,000 | 563,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 108,000 | 215,000 | 337,000 | 420,000 |
| Income tax | 0 | -6,000 | -6,000 | -5,000 |
| Net income | 108,000 | 221,000 | 343,000 | 425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,136,000 | 1,714,000 | 1,676,000 | 1,668,000 |
| Total capital | 1,232,000 | 1,804,000 | 1,766,000 | 1,758,000 |
| Risk-weighted assets | 10,364,000 | 10,377,000 | 10,467,000 | 10,989,000 |