Call reports 2001
TEJAS BANK — 2001
What TEJAS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,232,000 | 18,657,000 | 17,595,000 | 21,642,000 |
| Total loans | 8,236,000 | 7,879,000 | 8,666,000 | 8,669,000 |
| Allowance for loan losses | 93,000 | 93,000 | 100,000 | 96,000 |
| Securities available for sale | 6,248,000 | 5,583,000 | 4,958,000 | 7,140,000 |
| Securities held to maturity | 250,000 | 250,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,144,000 | 16,540,000 | 15,535,000 | 19,504,000 |
| Interest-bearing deposits | 13,197,000 | 12,403,000 | 11,392,000 | 14,756,000 |
| Noninterest-bearing deposits | 3,947,000 | 4,137,000 | 4,143,000 | 4,748,000 |
| Equity capital | 1,771,000 | 1,787,000 | 1,754,000 | 1,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 343,000 | 654,000 | 945,000 | 1,240,000 |
| Interest expense | 137,000 | 260,000 | 365,000 | 455,000 |
| Net interest income | 206,000 | 394,000 | 580,000 | 785,000 |
| Noninterest income | 40,000 | 93,000 | 143,000 | 182,000 |
| Noninterest expense | 143,000 | 276,000 | 408,000 | 563,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 103,000 | 211,000 | 315,000 | 417,000 |
| Income tax | 37,000 | 72,000 | 106,000 | 144,000 |
| Net income | 66,000 | 139,000 | 209,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,160,000 | 1,183,000 | 1,126,000 | 1,128,000 |
| Total capital | 1,253,000 | 1,276,000 | 1,226,000 | 1,224,000 |
| Risk-weighted assets | 9,909,000 | 9,529,000 | 9,729,000 | 10,501,000 |