Call reports 2025
BANK OF SALEM — 2025
What BANK OF SALEM reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 250,882,000 | 251,942,000 | 256,008,000 | 263,755,000 |
| Total loans | 198,938,000 | 198,862,000 | 201,540,000 | 203,299,000 |
| Allowance for loan losses | 3,494,000 | 3,625,000 | 3,851,000 | 3,917,000 |
| Securities available for sale | 10,228,000 | 9,149,000 | 9,285,000 | 8,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,282,000 | 220,240,000 | 223,720,000 | 230,458,000 |
| Interest-bearing deposits | 172,972,000 | 171,407,000 | 175,426,000 | 183,013,000 |
| Noninterest-bearing deposits | 46,310,000 | 48,833,000 | 48,294,000 | 47,445,000 |
| Equity capital | 30,162,000 | 30,184,000 | 30,757,000 | 32,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,026,000 | 8,228,000 | 12,354,000 | 16,609,000 |
| Interest expense | 1,406,000 | 2,800,000 | 4,186,000 | 5,614,000 |
| Net interest income | 2,620,000 | 5,428,000 | 8,168,000 | 10,995,000 |
| Noninterest income | 286,000 | 527,000 | 794,000 | 1,077,000 |
| Noninterest expense | 1,581,000 | 3,217,000 | 4,756,000 | 6,572,000 |
| Provision for loan losses | 50,000 | 185,000 | 410,000 | 500,000 |
| Pretax income | 1,275,000 | 2,553,000 | 3,796,000 | 5,000,000 |
| Income tax | 75,000 | 140,000 | 185,000 | 178,000 |
| Net income | 1,200,000 | 2,413,000 | 3,611,000 | 4,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,800,000 | 30,741,000 | 31,178,000 | 32,389,000 |