Call reports 2012
BANK OF SALEM — 2012
What BANK OF SALEM reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 132,923,000 | 130,634,000 | 128,362,000 | 131,457,000 |
| Total loans | 107,551,000 | 107,770,000 | 109,503,000 | 107,307,000 |
| Allowance for loan losses | 2,478,000 | 2,576,000 | 2,664,000 | 2,472,000 |
| Securities available for sale | 2,202,000 | 2,708,000 | 2,712,000 | 2,709,000 |
| Securities held to maturity | 140,000 | 140,000 | 140,000 | 140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,672,000 | 111,294,000 | 109,539,000 | 112,548,000 |
| Interest-bearing deposits | 93,680,000 | 92,822,000 | 91,483,000 | 91,804,000 |
| Noninterest-bearing deposits | 19,992,000 | 18,472,000 | 18,056,000 | 20,744,000 |
| Equity capital | 14,241,000 | 14,567,000 | 14,037,000 | 14,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,873,000 | 3,824,000 | 5,810,000 | 7,755,000 |
| Interest expense | 339,000 | 666,000 | 970,000 | 1,248,000 |
| Net interest income | 1,534,000 | 3,158,000 | 4,840,000 | 6,507,000 |
| Noninterest income | 173,000 | 187,000 | 325,000 | 536,000 |
| Noninterest expense | 881,000 | 1,818,000 | 2,683,000 | 3,933,000 |
| Provision for loan losses | 313,000 | 488,000 | 844,000 | 1,033,000 |
| Pretax income | 513,000 | 1,039,000 | 1,638,000 | 2,077,000 |
| Income tax | 191,000 | 391,000 | 674,000 | 759,000 |
| Net income | 322,000 | 648,000 | 964,000 | 1,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,116,000 | 14,442,000 | 13,968,000 | 14,301,000 |
| Total capital | 15,409,000 | 15,708,000 | 15,239,000 | 15,551,000 |
| Risk-weighted assets | 102,221,000 | 99,953,000 | 100,071,000 | 98,760,000 |