Call reports 2019
EVERETT CO-OPERATIVE BANK — 2019
What EVERETT CO-OPERATIVE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 505,210,000 | 512,292,000 | 513,780,000 | 518,211,000 |
| Total loans | 432,992,000 | 429,284,000 | 428,792,000 | 430,359,000 |
| Allowance for loan losses | 3,465,000 | 3,553,000 | 3,583,000 | 3,583,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 36,989,000 | 39,866,000 | 41,521,000 | 41,997,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,319,000 | 420,081,000 | 421,237,000 | 424,235,000 |
| Interest-bearing deposits | 374,446,000 | 380,213,000 | 378,774,000 | 380,579,000 |
| Noninterest-bearing deposits | 37,873,000 | 39,868,000 | 42,463,000 | 43,656,000 |
| Equity capital | 64,850,000 | 66,168,000 | 67,204,000 | 68,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,422,000 | 10,911,000 | 16,394,000 | 21,796,000 |
| Interest expense | 1,726,000 | 3,551,000 | 5,382,000 | 7,184,000 |
| Net interest income | 3,696,000 | 7,360,000 | 11,012,000 | 14,612,000 |
| Noninterest income | 213,000 | 516,000 | 825,000 | 1,263,000 |
| Noninterest expense | 2,501,000 | 4,831,000 | 7,367,000 | 9,844,000 |
| Provision for loan losses | 80,000 | 170,000 | 200,000 | 200,000 |
| Pretax income | 1,328,000 | 2,875,000 | 4,270,000 | 5,831,000 |
| Income tax | 350,000 | 710,000 | 1,069,000 | 1,478,000 |
| Net income | 978,000 | 2,165,000 | 3,201,000 | 4,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,850,000 | 66,230,000 | 67,266,000 | 68,418,000 |
| Total capital | 68,500,000 | 69,969,000 | 71,036,000 | 72,188,000 |
| Risk-weighted assets | 384,642,000 | 379,951,000 | 368,397,000 | 375,132,000 |
Machine access — free, no API key
Every figure shown here about EVERETT CO-OPERATIVE BANK — 2019 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.