Call reports 2003
EVERETT CO-OPERATIVE BANK — 2003
What EVERETT CO-OPERATIVE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 186,895,000 | 190,606,000 | 195,987,000 | 197,132,000 |
| Total loans | 128,764,000 | 129,653,000 | 126,546,000 | 133,346,000 |
| Allowance for loan losses | 1,518,000 | 1,505,000 | 1,429,000 | 1,437,000 |
| Securities available for sale | 6,790,000 | 5,853,000 | 8,829,000 | 555,000 |
| Securities held to maturity | 29,570,000 | 36,268,000 | 40,425,000 | 44,674,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,601,000 | 167,730,000 | 172,327,000 | 172,862,000 |
| Interest-bearing deposits | 150,750,000 | 155,513,000 | 160,154,000 | 161,184,000 |
| Noninterest-bearing deposits | 11,851,000 | 12,217,000 | 12,173,000 | 11,678,000 |
| Equity capital | 17,519,000 | 18,061,000 | 18,558,000 | 19,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,535,000 | 4,993,000 | 7,354,000 | 9,728,000 |
| Interest expense | 1,017,000 | 2,004,000 | 2,941,000 | 3,852,000 |
| Net interest income | 1,518,000 | 2,989,000 | 4,413,000 | 5,876,000 |
| Noninterest income | 208,000 | 460,000 | 797,000 | 911,000 |
| Noninterest expense | 908,000 | 1,840,000 | 2,779,000 | 3,750,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 818,000 | 1,609,000 | 2,440,000 | 3,046,000 |
| Income tax | 323,000 | 635,000 | 965,000 | 1,150,000 |
| Net income | 495,000 | 974,000 | 1,475,000 | 1,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,519,000 | 18,061,000 | 18,558,000 | 19,017,000 |
| Total capital | 18,833,000 | 19,404,000 | 19,927,000 | 20,364,000 |
| Risk-weighted assets | 104,998,000 | 107,297,000 | 109,898,000 | 107,679,000 |
Machine access — free, no API key
Every figure shown here about EVERETT CO-OPERATIVE BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.