Call reports 2001
EVERETT CO-OPERATIVE BANK — 2001
What EVERETT CO-OPERATIVE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 145,780,000 | 148,690,000 | 156,746,000 | 157,779,000 |
| Total loans | 118,008,000 | 118,524,000 | 120,907,000 | 117,260,000 |
| Allowance for loan losses | 1,350,000 | 1,370,000 | 1,435,000 | 1,452,000 |
| Securities available for sale | 0 | 3,500,000 | 4,500,000 | 6,500,000 |
| Securities held to maturity | 15,367,000 | 13,368,000 | 12,841,000 | 22,143,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,752,000 | 128,148,000 | 135,327,000 | 135,658,000 |
| Interest-bearing deposits | 115,094,000 | 118,678,000 | 125,144,000 | 125,522,000 |
| Noninterest-bearing deposits | 8,658,000 | 9,470,000 | 10,183,000 | 10,136,000 |
| Equity capital | 13,632,000 | 14,032,000 | 14,544,000 | 15,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,722,000 | 5,276,000 | 8,010,000 | 10,626,000 |
| Interest expense | 1,336,000 | 2,610,000 | 3,833,000 | 4,951,000 |
| Net interest income | 1,386,000 | 2,666,000 | 4,177,000 | 5,675,000 |
| Noninterest income | 133,000 | 307,000 | 429,000 | 589,000 |
| Noninterest expense | 814,000 | 1,614,000 | 2,402,000 | 3,263,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 705,000 | 1,359,000 | 2,204,000 | 3,001,000 |
| Income tax | 274,000 | 528,000 | 861,000 | 1,184,000 |
| Net income | 431,000 | 831,000 | 1,343,000 | 1,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,632,000 | 14,032,000 | 14,544,000 | 15,018,000 |
| Total capital | 14,605,000 | 15,204,000 | 15,771,000 | 16,247,000 |
| Risk-weighted assets | 77,929,000 | 93,579,000 | 97,936,000 | 98,108,000 |