Call reports 2005
FIRST CAPITAL BANK — 2005
What FIRST CAPITAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 248,578,000 |
| Total loans | 148,599,000 |
| Allowance for loan losses | 2,205,000 |
| Securities available for sale | 62,348,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 147,176,000 |
| Interest-bearing deposits | 133,097,000 |
| Noninterest-bearing deposits | 14,079,000 |
| Equity capital | 42,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 2,829,000 |
| Interest expense | 1,020,000 |
| Net interest income | 1,809,000 |
| Noninterest income | 144,000 |
| Noninterest expense | 1,133,000 |
| Provision for loan losses | 15,000 |
| Pretax income | 805,000 |
| Income tax | 293,000 |
| Net income | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 16,563,000 |
| Total capital | 18,475,000 |
| Risk-weighted assets | 152,702,000 |