Call reports 2002
FIRST CAPITAL BANK — 2002
What FIRST CAPITAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 179,900,000 | 188,447,000 | 199,172,000 | 203,497,000 |
| Total loans | 111,059,000 | 122,234,000 | 133,116,000 | 137,360,000 |
| Allowance for loan losses | 1,286,000 | 1,420,000 | 1,630,000 | 1,704,000 |
| Securities available for sale | 59,676,000 | 58,008,000 | 55,229,000 | 58,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,128,000 | 135,398,000 | 141,885,000 | 144,516,000 |
| Interest-bearing deposits | 115,150,000 | 126,130,000 | 132,306,000 | 135,799,000 |
| Noninterest-bearing deposits | 7,978,000 | 9,268,000 | 9,579,000 | 8,717,000 |
| Equity capital | 10,891,000 | 12,402,000 | 12,883,000 | 13,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,705,000 | 5,426,000 | 8,374,000 | 11,201,000 |
| Interest expense | 1,402,000 | 2,782,000 | 4,219,000 | 5,604,000 |
| Net interest income | 1,303,000 | 2,644,000 | 4,155,000 | 5,597,000 |
| Noninterest income | 190,000 | 413,000 | 754,000 | 1,113,000 |
| Noninterest expense | 770,000 | 1,623,000 | 2,608,000 | 3,634,000 |
| Provision for loan losses | 120,000 | 240,000 | 450,000 | 1,150,000 |
| Pretax income | 621,000 | 1,283,000 | 2,031,000 | 2,159,000 |
| Income tax | 195,000 | 402,000 | 638,000 | 660,000 |
| Net income | 426,000 | 881,000 | 1,393,000 | 1,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,795,000 | 11,726,000 | 12,238,000 | 12,593,000 |
| Total capital | 12,081,000 | 13,146,000 | 13,868,000 | 14,297,000 |
| Risk-weighted assets | 120,344,000 | 128,277,000 | 138,556,000 | 140,727,000 |