Call reports 2001
FIRST CAPITAL BANK — 2001
What FIRST CAPITAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 145,301,000 | 153,409,000 | 169,407,000 | 176,631,000 |
| Total loans | 80,742,000 | 88,549,000 | 96,844,000 | 106,397,000 |
| Allowance for loan losses | 1,098,000 | 1,202,000 | 1,307,000 | 1,180,000 |
| Securities available for sale | 54,661,000 | 57,260,000 | 59,840,000 | 59,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,843,000 | 113,441,000 | 129,667,000 | 137,190,000 |
| Interest-bearing deposits | 98,610,000 | 106,533,000 | 121,487,000 | 126,994,000 |
| Noninterest-bearing deposits | 7,233,000 | 6,908,000 | 8,180,000 | 10,196,000 |
| Equity capital | 9,485,000 | 9,756,000 | 10,374,000 | 10,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,542,000 | 5,138,000 | 7,877,000 | 10,590,000 |
| Interest expense | 1,692,000 | 3,377,000 | 5,120,000 | 6,712,000 |
| Net interest income | 850,000 | 1,761,000 | 2,757,000 | 3,878,000 |
| Noninterest income | 147,000 | 322,000 | 523,000 | 760,000 |
| Noninterest expense | 652,000 | 1,371,000 | 2,082,000 | 2,899,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 237,000 | 541,000 | 1,022,000 | 1,511,000 |
| Income tax | 65,000 | 152,000 | 298,000 | 447,000 |
| Net income | 172,000 | 389,000 | 724,000 | 1,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,245,000 | 9,482,000 | 9,829,000 | 10,169,000 |
| Total capital | 10,343,000 | 10,684,000 | 11,136,000 | 11,349,000 |
| Risk-weighted assets | 89,856,000 | 96,361,000 | 107,856,000 | 115,404,000 |