Call reports 2006
COLFAX BANKING COMPANY — 2006
What COLFAX BANKING COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 58,770,000 | 58,145,000 | 62,613,000 | 61,347,000 |
| Total loans | 34,282,000 | 34,524,000 | 36,789,000 | 37,499,000 |
| Allowance for loan losses | 363,000 | 368,000 | 370,000 | 369,000 |
| Securities available for sale | 19,255,000 | 18,639,000 | 17,897,000 | 17,684,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,724,000 | 52,443,000 | 54,203,000 | 53,980,000 |
| Interest-bearing deposits | 37,426,000 | 37,056,000 | 38,145,000 | 37,652,000 |
| Noninterest-bearing deposits | 16,299,000 | 15,387,000 | 16,058,000 | 16,328,000 |
| Equity capital | 4,794,000 | 4,780,000 | 5,054,000 | 5,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 808,000 | 1,629,000 | 2,505,000 | 3,415,000 |
| Interest expense | 229,000 | 476,000 | 772,000 | 1,109,000 |
| Net interest income | 579,000 | 1,153,000 | 1,733,000 | 2,306,000 |
| Noninterest income | 117,000 | 244,000 | 380,000 | 535,000 |
| Noninterest expense | 548,000 | 1,094,000 | 1,663,000 | 2,239,000 |
| Provision for loan losses | 3,000 | 6,000 | 13,000 | 21,000 |
| Pretax income | 145,000 | 297,000 | 437,000 | 581,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 145,000 | 297,000 | 437,000 | 581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,308,000 | 5,387,000 | 5,453,000 | 5,429,000 |
| Total capital | 5,671,000 | 5,755,000 | 5,823,000 | 5,798,000 |
| Risk-weighted assets | 33,148,000 | 33,433,000 | 35,365,000 | 36,179,000 |