Call reports 2005
COLFAX BANKING COMPANY — 2005
What COLFAX BANKING COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 57,884,000 | 58,158,000 | 59,611,000 | 59,226,000 |
| Total loans | 28,783,000 | 30,480,000 | 32,906,000 | 33,218,000 |
| Allowance for loan losses | 357,000 | 353,000 | 363,000 | 359,000 |
| Securities available for sale | 22,120,000 | 22,578,000 | 21,242,000 | 20,287,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,980,000 | 52,664,000 | 54,319,000 | 54,325,000 |
| Interest-bearing deposits | 38,606,000 | 38,625,000 | 38,417,000 | 37,123,000 |
| Noninterest-bearing deposits | 14,374,000 | 14,039,000 | 15,902,000 | 17,202,000 |
| Equity capital | 4,771,000 | 5,049,000 | 5,036,000 | 4,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 746,000 | 1,528,000 | 2,328,000 | 3,144,000 |
| Interest expense | 152,000 | 327,000 | 515,000 | 720,000 |
| Net interest income | 594,000 | 1,201,000 | 1,813,000 | 2,424,000 |
| Noninterest income | 124,000 | 253,000 | 415,000 | 553,000 |
| Noninterest expense | 546,000 | 1,113,000 | 1,694,000 | 2,259,000 |
| Provision for loan losses | 2,000 | 7,000 | 18,000 | 23,000 |
| Pretax income | 151,000 | 306,000 | 488,000 | 667,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 151,000 | 306,000 | 488,000 | 667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,234,000 | 5,302,000 | 5,406,000 | 5,238,000 |
| Total capital | 5,591,000 | 5,655,000 | 5,769,000 | 5,597,000 |
| Risk-weighted assets | 29,709,000 | 30,854,000 | 32,498,000 | 32,783,000 |