Call reports 2025
DEDICATED COMMUNITY BANK — 2025
What DEDICATED COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 105,110,000 | 101,805,000 | 103,777,000 | 103,360,000 |
| Total loans | 71,105,000 | 75,648,000 | 76,044,000 | 75,126,000 |
| Allowance for loan losses | 385,000 | 411,000 | 438,000 | 439,000 |
| Securities available for sale | 7,060,000 | 6,898,000 | 6,810,000 | 7,134,000 |
| Securities held to maturity | 6,621,000 | 6,610,000 | 6,335,000 | 6,116,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,680,000 | 93,027,000 | 94,484,000 | 93,910,000 |
| Interest-bearing deposits | 69,895,000 | 69,219,000 | 68,533,000 | 67,739,000 |
| Noninterest-bearing deposits | 26,785,000 | 23,808,000 | 25,951,000 | 26,171,000 |
| Equity capital | 7,955,000 | 8,183,000 | 8,541,000 | 8,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,674,000 | 4,114,000 | 5,527,000 |
| Interest expense | 320,000 | 646,000 | 960,000 | 1,261,000 |
| Net interest income | 982,000 | 2,028,000 | 3,154,000 | 4,266,000 |
| Noninterest income | 65,000 | 136,000 | 203,000 | 276,000 |
| Noninterest expense | 836,000 | 1,679,000 | 2,518,000 | 3,500,000 |
| Provision for loan losses | 15,000 | 45,000 | 72,000 | 75,000 |
| Pretax income | 196,000 | 440,000 | 767,000 | 973,000 |
| Income tax | 38,000 | 88,000 | 152,000 | 191,000 |
| Net income | 158,000 | 352,000 | 615,000 | 782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,533,000 | 8,727,000 | 8,990,000 | 9,157,000 |
| Total capital | 8,914,000 | 9,134,000 | 9,424,000 | 9,586,000 |
| Risk-weighted assets | 76,821,000 | 78,239,000 | 77,201,000 | 77,506,000 |