Call reports 2022
DEDICATED COMMUNITY BANK — 2022
What DEDICATED COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 96,984,000 | 97,476,000 | 96,082,000 | 97,323,000 |
| Total loans | 60,497,000 | 63,120,000 | 66,174,000 | 66,238,000 |
| Allowance for loan losses | 606,000 | 613,000 | 665,000 | 674,000 |
| Securities available for sale | 9,058,000 | 8,338,000 | 7,789,000 | 7,660,000 |
| Securities held to maturity | 6,233,000 | 6,739,000 | 6,728,000 | 6,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,797,000 | 90,529,000 | 89,094,000 | 90,063,000 |
| Interest-bearing deposits | 67,844,000 | 67,422,000 | 66,663,000 | 68,809,000 |
| Noninterest-bearing deposits | 21,953,000 | 23,107,000 | 22,431,000 | 21,254,000 |
| Equity capital | 7,060,000 | 6,867,000 | 6,842,000 | 7,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 807,000 | 1,651,000 | 2,632,000 | 3,706,000 |
| Interest expense | 34,000 | 66,000 | 96,000 | 168,000 |
| Net interest income | 773,000 | 1,585,000 | 2,536,000 | 3,538,000 |
| Noninterest income | 66,000 | 136,000 | 216,000 | 280,000 |
| Noninterest expense | 705,000 | 1,417,000 | 2,149,000 | 3,004,000 |
| Provision for loan losses | 3,000 | 16,000 | 67,000 | 75,000 |
| Pretax income | 131,000 | 288,000 | 536,000 | 739,000 |
| Income tax | 25,000 | 56,000 | 102,000 | 150,000 |
| Net income | 106,000 | 232,000 | 434,000 | 589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,367,000 | 7,493,000 | 7,690,000 | 7,850,000 |
| Total capital | 7,973,000 | 8,106,000 | 8,355,000 | 8,524,000 |
| Risk-weighted assets | 65,234,000 | 69,436,000 | 71,448,000 | 70,386,000 |