Call reports 2021
DEDICATED COMMUNITY BANK — 2021
What DEDICATED COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 93,986,000 | 80,599,000 | 83,333,000 | 91,484,000 |
| Total loans | 64,093,000 | 58,303,000 | 59,145,000 | 60,012,000 |
| Allowance for loan losses | 528,000 | 551,000 | 570,000 | 603,000 |
| Securities available for sale | 4,606,000 | 5,101,000 | 4,723,000 | 5,801,000 |
| Securities held to maturity | 4,873,000 | 4,615,000 | 5,174,000 | 5,685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,136,000 | 73,205,000 | 75,620,000 | 83,709,000 |
| Interest-bearing deposits | 61,820,000 | 54,840,000 | 55,733,000 | 63,980,000 |
| Noninterest-bearing deposits | 20,316,000 | 18,365,000 | 19,887,000 | 19,729,000 |
| Equity capital | 7,098,000 | 7,173,000 | 7,352,000 | 7,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,616,000 | 2,559,000 | 3,407,000 |
| Interest expense | 61,000 | 117,000 | 153,000 | 185,000 |
| Net interest income | 769,000 | 1,499,000 | 2,406,000 | 3,222,000 |
| Noninterest income | 9,000 | 85,000 | 156,000 | 221,000 |
| Noninterest expense | 641,000 | 1,315,000 | 2,051,000 | 2,759,000 |
| Provision for loan losses | 75,000 | 102,000 | 123,000 | 153,000 |
| Pretax income | 63,000 | 168,000 | 389,000 | 532,000 |
| Income tax | 13,000 | 33,000 | 76,000 | 104,000 |
| Net income | 50,000 | 135,000 | 313,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,021,000 | 7,106,000 | 7,283,000 | 7,398,000 |
| Total capital | 7,549,000 | 7,657,000 | 7,853,000 | 8,001,000 |
| Risk-weighted assets | 66,836,000 | 58,064,000 | 62,685,000 | 63,180,000 |