Call reports 2019
DEDICATED COMMUNITY BANK — 2019
What DEDICATED COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 71,382,000 | 71,288,000 | 70,895,000 | 68,926,000 |
| Total loans | 45,039,000 | 48,027,000 | 48,529,000 | 48,778,000 |
| Allowance for loan losses | 311,000 | 309,000 | 290,000 | 278,000 |
| Securities available for sale | 7,211,000 | 7,025,000 | 6,681,000 | 7,173,000 |
| Securities held to maturity | 4,279,000 | 4,271,000 | 4,262,000 | 4,265,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,939,000 | 60,594,000 | 62,587,000 | 61,926,000 |
| Interest-bearing deposits | 49,640,000 | 50,020,000 | 51,268,000 | 51,505,000 |
| Noninterest-bearing deposits | 10,299,000 | 10,574,000 | 11,319,000 | 10,421,000 |
| Equity capital | 6,207,000 | 6,403,000 | 6,492,000 | 6,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 754,000 | 1,535,000 | 2,340,000 | 3,122,000 |
| Interest expense | 134,000 | 278,000 | 417,000 | 541,000 |
| Net interest income | 620,000 | 1,257,000 | 1,923,000 | 2,581,000 |
| Noninterest income | 73,000 | 141,000 | 219,000 | 267,000 |
| Noninterest expense | 584,000 | 1,164,000 | 1,796,000 | 2,353,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 106,000 | 228,000 | 337,000 | 481,000 |
| Income tax | 27,000 | 59,000 | 88,000 | 72,000 |
| Net income | 79,000 | 169,000 | 249,000 | 409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,352,000 | 6,443,000 | 6,522,000 | 6,684,000 |
| Total capital | 6,663,000 | 6,753,000 | 6,812,000 | 6,962,000 |
| Risk-weighted assets | 46,211,000 | 47,325,000 | 49,542,000 | 51,498,000 |