Call reports 2018
DEDICATED COMMUNITY BANK — 2018
What DEDICATED COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 66,800,000 | 68,470,000 | 68,596,000 | 68,893,000 |
| Total loans | 44,695,000 | 46,540,000 | 47,047,000 | 45,672,000 |
| Allowance for loan losses | 319,000 | 319,000 | 308,000 | 307,000 |
| Securities available for sale | 8,426,000 | 8,041,000 | 7,653,000 | 7,422,000 |
| Securities held to maturity | 4,965,000 | 4,955,000 | 4,947,000 | 4,938,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,790,000 | 56,068,000 | 56,059,000 | 57,435,000 |
| Interest-bearing deposits | 46,796,000 | 47,144,000 | 47,126,000 | 48,110,000 |
| Noninterest-bearing deposits | 9,994,000 | 8,924,000 | 8,933,000 | 9,325,000 |
| Equity capital | 5,845,000 | 5,925,000 | 6,010,000 | 6,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,403,000 | 2,142,000 | 2,905,000 |
| Interest expense | 53,000 | 136,000 | 244,000 | 370,000 |
| Net interest income | 647,000 | 1,267,000 | 1,898,000 | 2,535,000 |
| Noninterest income | 68,000 | 149,000 | 221,000 | 296,000 |
| Noninterest expense | 544,000 | 1,095,000 | 1,660,000 | 2,252,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 30,000 |
| Pretax income | 162,000 | 303,000 | 432,000 | 549,000 |
| Income tax | 18,000 | 48,000 | 75,000 | 99,000 |
| Net income | 144,000 | 255,000 | 357,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,091,000 | 6,203,000 | 6,305,000 | 6,397,000 |
| Total capital | 6,410,000 | 6,522,000 | 6,613,000 | 6,704,000 |
| Risk-weighted assets | 49,958,000 | 50,892,000 | 52,013,000 | 46,474,000 |