Call reports 2017
DEDICATED COMMUNITY BANK — 2017
What DEDICATED COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 66,467,000 | 66,421,000 | 67,479,000 | 64,682,000 |
| Total loans | 37,909,000 | 39,831,000 | 43,998,000 | 44,270,000 |
| Allowance for loan losses | 304,000 | 295,000 | 300,000 | 310,000 |
| Securities available for sale | 9,352,000 | 11,085,000 | 10,632,000 | 8,919,000 |
| Securities held to maturity | 5,000,000 | 4,991,000 | 4,982,000 | 4,973,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,692,000 | 60,507,000 | 61,436,000 | 58,631,000 |
| Interest-bearing deposits | 47,426,000 | 48,785,000 | 49,624,000 | 47,145,000 |
| Noninterest-bearing deposits | 13,266,000 | 11,722,000 | 11,812,000 | 11,486,000 |
| Equity capital | 5,701,000 | 5,814,000 | 5,906,000 | 5,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,241,000 | 1,933,000 | 2,634,000 |
| Interest expense | 52,000 | 105,000 | 160,000 | 211,000 |
| Net interest income | 555,000 | 1,136,000 | 1,773,000 | 2,423,000 |
| Noninterest income | 64,000 | 129,000 | 189,000 | 254,000 |
| Noninterest expense | 577,000 | 1,150,000 | 1,717,000 | 2,276,000 |
| Provision for loan losses | 0 | 0 | 6,000 | 15,000 |
| Pretax income | 42,000 | 115,000 | 239,000 | 374,000 |
| Income tax | 3,000 | 10,000 | 32,000 | 99,000 |
| Net income | 39,000 | 105,000 | 207,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,792,000 | 5,859,000 | 5,960,000 | 6,046,000 |
| Total capital | 6,096,000 | 6,154,000 | 6,260,000 | 6,356,000 |
| Risk-weighted assets | 38,739,000 | 40,801,000 | 43,745,000 | 44,802,000 |