Call reports 2016
DEDICATED COMMUNITY BANK — 2016
What DEDICATED COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 55,214,000 | 57,950,000 | 59,578,000 | 62,014,000 |
| Total loans | 35,864,000 | 36,862,000 | 36,962,000 | 38,935,000 |
| Allowance for loan losses | 309,000 | 307,000 | 307,000 | 305,000 |
| Securities available for sale | 3,772,000 | 5,376,000 | 5,082,000 | 6,811,000 |
| Securities held to maturity | 4,790,000 | 4,784,000 | 5,183,000 | 5,174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,479,000 | 52,144,000 | 53,709,000 | 56,288,000 |
| Interest-bearing deposits | 40,602,000 | 41,392,000 | 43,571,000 | 46,128,000 |
| Noninterest-bearing deposits | 8,877,000 | 10,752,000 | 10,138,000 | 10,160,000 |
| Equity capital | 5,726,000 | 5,778,000 | 5,820,000 | 5,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,115,000 | 1,684,000 | 2,271,000 |
| Interest expense | 41,000 | 87,000 | 137,000 | 189,000 |
| Net interest income | 505,000 | 1,028,000 | 1,547,000 | 2,082,000 |
| Noninterest income | 69,000 | 145,000 | 217,000 | 283,000 |
| Noninterest expense | 539,000 | 1,087,000 | 1,644,000 | 2,238,000 |
| Provision for loan losses | 0 | 3,000 | 7,000 | 7,000 |
| Pretax income | 35,000 | 83,000 | 113,000 | 120,000 |
| Income tax | 4,000 | 10,000 | 13,000 | -4,000 |
| Net income | 31,000 | 73,000 | 100,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,708,000 | 5,752,000 | 5,779,000 | 5,803,000 |
| Total capital | 6,017,000 | 6,059,000 | 6,086,000 | 6,108,000 |
| Risk-weighted assets | 34,650,000 | 35,826,000 | 36,082,000 | 38,572,000 |