Call reports 2014
DEDICATED COMMUNITY BANK — 2014
What DEDICATED COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 47,364,000 | 48,069,000 | 44,387,000 | 46,594,000 |
| Total loans | 27,814,000 | 29,956,000 | 30,828,000 | 30,873,000 |
| Allowance for loan losses | 238,000 | 258,000 | 274,000 | 284,000 |
| Securities available for sale | 6,019,000 | 5,719,000 | 4,460,000 | 4,389,000 |
| Securities held to maturity | 5,089,000 | 4,582,000 | 4,576,000 | 4,570,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,851,000 | 42,493,000 | 38,654,000 | 40,791,000 |
| Interest-bearing deposits | 33,304,000 | 33,908,000 | 32,226,000 | 34,839,000 |
| Noninterest-bearing deposits | 8,547,000 | 8,585,000 | 6,428,000 | 5,952,000 |
| Equity capital | 5,446,000 | 5,548,000 | 5,613,000 | 5,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 960,000 | 1,448,000 | 1,977,000 |
| Interest expense | 25,000 | 49,000 | 73,000 | 102,000 |
| Net interest income | 441,000 | 911,000 | 1,375,000 | 1,875,000 |
| Noninterest income | 72,000 | 146,000 | 239,000 | 308,000 |
| Noninterest expense | 444,000 | 897,000 | 1,361,000 | 1,843,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 51,000 | 134,000 | 211,000 | 280,000 |
| Income tax | 5,000 | 13,000 | 19,000 | 46,000 |
| Net income | 46,000 | 121,000 | 192,000 | 234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,507,000 | 5,581,000 | 5,653,000 | 5,696,000 |
| Total capital | 5,745,000 | 5,839,000 | 5,927,000 | 5,980,000 |
| Risk-weighted assets | 28,707,000 | 29,982,000 | 30,434,000 | 30,662,000 |