Call reports 2013
DEDICATED COMMUNITY BANK — 2013
What DEDICATED COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 46,061,000 | 44,266,000 | 43,689,000 | 45,761,000 |
| Total loans | 22,109,000 | 23,672,000 | 25,856,000 | 27,693,000 |
| Allowance for loan losses | 198,000 | 195,000 | 212,000 | 221,000 |
| Securities available for sale | 8,986,000 | 8,258,000 | 7,429,000 | 6,125,000 |
| Securities held to maturity | 5,111,000 | 5,105,000 | 5,100,000 | 5,094,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,482,000 | 38,843,000 | 38,189,000 | 40,250,000 |
| Interest-bearing deposits | 32,903,000 | 32,008,000 | 30,857,000 | 32,057,000 |
| Noninterest-bearing deposits | 7,579,000 | 6,835,000 | 7,332,000 | 8,193,000 |
| Equity capital | 5,517,000 | 5,349,000 | 5,436,000 | 5,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 861,000 | 1,316,000 | 1,791,000 |
| Interest expense | 39,000 | 71,000 | 99,000 | 124,000 |
| Net interest income | 394,000 | 790,000 | 1,217,000 | 1,667,000 |
| Noninterest income | 65,000 | 132,000 | 205,000 | 265,000 |
| Noninterest expense | 399,000 | 823,000 | 1,256,000 | 1,726,000 |
| Provision for loan losses | 16,000 | 34,000 | 52,000 | 84,000 |
| Pretax income | 44,000 | 65,000 | 125,000 | 147,000 |
| Income tax | 7,000 | 10,000 | 22,000 | 5,000 |
| Net income | 37,000 | 55,000 | 103,000 | 142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,434,000 | 5,449,000 | 5,497,000 | 5,537,000 |
| Total capital | 5,632,000 | 5,644,000 | 5,709,000 | 5,758,000 |
| Risk-weighted assets | 25,207,000 | 26,809,000 | 27,762,000 | 29,408,000 |