Call reports 2012
DEDICATED COMMUNITY BANK — 2012
What DEDICATED COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 47,568,000 | 45,584,000 | 43,623,000 | 45,213,000 |
| Total loans | 22,123,000 | 23,104,000 | 22,508,000 | 22,400,000 |
| Allowance for loan losses | 273,000 | 290,000 | 194,000 | 191,000 |
| Securities available for sale | 9,893,000 | 10,579,000 | 8,849,000 | 8,153,000 |
| Securities held to maturity | 3,717,000 | 3,715,000 | 4,810,000 | 4,805,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,147,000 | 40,035,000 | 37,895,000 | 39,539,000 |
| Interest-bearing deposits | 30,675,000 | 30,143,000 | 30,261,000 | 30,432,000 |
| Noninterest-bearing deposits | 11,472,000 | 9,892,000 | 7,634,000 | 9,107,000 |
| Equity capital | 5,386,000 | 5,469,000 | 5,573,000 | 5,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 898,000 | 1,351,000 | 1,787,000 |
| Interest expense | 48,000 | 93,000 | 135,000 | 175,000 |
| Net interest income | 393,000 | 805,000 | 1,216,000 | 1,612,000 |
| Noninterest income | 71,000 | 144,000 | 224,000 | 284,000 |
| Noninterest expense | 412,000 | 828,000 | 1,232,000 | 1,622,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 78,000 |
| Pretax income | 34,000 | 85,000 | 154,000 | 196,000 |
| Income tax | 6,000 | 18,000 | 28,000 | 19,000 |
| Net income | 28,000 | 67,000 | 126,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,323,000 | 5,361,000 | 5,420,000 | 5,472,000 |
| Total capital | 5,596,000 | 5,651,000 | 5,614,000 | 5,663,000 |
| Risk-weighted assets | 25,809,000 | 26,644,000 | 25,768,000 | 25,980,000 |