Call reports 2011
DEDICATED COMMUNITY BANK — 2011
What DEDICATED COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 41,574,000 | 41,668,000 | 40,888,000 | 40,406,000 |
| Total loans | 24,302,000 | 23,894,000 | 23,775,000 | 23,413,000 |
| Allowance for loan losses | 239,000 | 235,000 | 243,000 | 250,000 |
| Securities available for sale | 8,918,000 | 9,289,000 | 7,757,000 | 7,377,000 |
| Securities held to maturity | 3,099,000 | 3,097,000 | 3,379,000 | 3,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,294,000 | 36,258,000 | 35,338,000 | 34,891,000 |
| Interest-bearing deposits | 29,266,000 | 28,745,000 | 27,012,000 | 26,930,000 |
| Noninterest-bearing deposits | 7,028,000 | 7,513,000 | 8,326,000 | 7,961,000 |
| Equity capital | 5,251,000 | 5,337,000 | 5,419,000 | 5,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 928,000 | 1,396,000 | 1,837,000 |
| Interest expense | 62,000 | 120,000 | 165,000 | 216,000 |
| Net interest income | 399,000 | 808,000 | 1,231,000 | 1,621,000 |
| Noninterest income | 72,000 | 153,000 | 228,000 | 305,000 |
| Noninterest expense | 426,000 | 847,000 | 1,272,000 | 1,659,000 |
| Provision for loan losses | 14,000 | 26,000 | 44,000 | 82,000 |
| Pretax income | 31,000 | 88,000 | 143,000 | 185,000 |
| Income tax | 11,000 | 23,000 | 36,000 | 14,000 |
| Net income | 20,000 | 65,000 | 107,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,212,000 | 5,257,000 | 5,298,000 | 5,364,000 |
| Total capital | 5,451,000 | 5,492,000 | 5,541,000 | 5,614,000 |
| Risk-weighted assets | 27,640,000 | 27,428,000 | 27,162,000 | 26,704,000 |