Call reports 2010
DEDICATED COMMUNITY BANK — 2010
What DEDICATED COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 42,567,000 | 43,144,000 | 42,607,000 | 40,986,000 |
| Total loans | 26,905,000 | 27,048,000 | 27,121,000 | 25,594,000 |
| Allowance for loan losses | 270,000 | 258,000 | 259,000 | 237,000 |
| Securities available for sale | 6,641,000 | 7,320,000 | 6,483,000 | 6,635,000 |
| Securities held to maturity | 2,851,000 | 2,849,000 | 2,848,000 | 2,846,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,391,000 | 37,797,000 | 37,209,000 | 35,614,000 |
| Interest-bearing deposits | 29,209,000 | 29,323,000 | 28,296,000 | 27,894,000 |
| Noninterest-bearing deposits | 8,182,000 | 8,474,000 | 8,913,000 | 7,720,000 |
| Equity capital | 5,134,000 | 5,231,000 | 5,258,000 | 5,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,053,000 | 1,580,000 | 2,075,000 |
| Interest expense | 79,000 | 151,000 | 219,000 | 286,000 |
| Net interest income | 449,000 | 902,000 | 1,361,000 | 1,789,000 |
| Noninterest income | 68,000 | 146,000 | 228,000 | 307,000 |
| Noninterest expense | 415,000 | 827,000 | 1,252,000 | 1,677,000 |
| Provision for loan losses | 18,000 | 36,000 | 78,000 | 96,000 |
| Pretax income | 84,000 | 185,000 | 295,000 | 359,000 |
| Income tax | 29,000 | 63,000 | 99,000 | 84,000 |
| Net income | 55,000 | 122,000 | 196,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,051,000 | 5,119,000 | 5,192,000 | 5,271,000 |
| Total capital | 5,321,000 | 5,377,000 | 5,451,000 | 5,508,000 |
| Risk-weighted assets | 30,396,000 | 30,420,000 | 30,425,000 | 28,739,000 |