Call reports 2001
DEDICATED COMMUNITY BANK — 2001
What DEDICATED COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,445,000 | 30,189,000 | 31,366,000 | 31,136,000 |
| Total loans | 16,765,000 | 19,040,000 | 18,778,000 | 17,613,000 |
| Allowance for loan losses | 250,000 | 374,000 | 173,000 | 188,000 |
| Securities available for sale | 4,673,000 | 5,322,000 | 5,284,000 | 7,639,000 |
| Securities held to maturity | 720,000 | 719,000 | 718,000 | 718,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,760,000 | 26,447,000 | 27,509,000 | 27,359,000 |
| Interest-bearing deposits | 21,007,000 | 21,200,000 | 22,468,000 | 22,434,000 |
| Noninterest-bearing deposits | 4,753,000 | 5,247,000 | 5,041,000 | 4,925,000 |
| Equity capital | 3,547,000 | 3,625,000 | 3,727,000 | 3,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 506,000 | 1,021,000 | 1,537,000 | 2,017,000 |
| Interest expense | 215,000 | 423,000 | 616,000 | 792,000 |
| Net interest income | 291,000 | 598,000 | 921,000 | 1,225,000 |
| Noninterest income | 57,000 | 157,000 | 246,000 | 334,000 |
| Noninterest expense | 251,000 | 543,000 | 821,000 | 1,139,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 82,000 | 182,000 | 301,000 | 360,000 |
| Income tax | 19,000 | 45,000 | 73,000 | 109,000 |
| Net income | 63,000 | 137,000 | 228,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,528,000 | 3,602,000 | 3,694,000 | 3,716,000 |
| Total capital | 3,755,000 | 3,847,000 | 3,867,000 | 3,904,000 |
| Risk-weighted assets | 18,137,000 | 19,739,000 | 20,401,000 | 19,894,000 |