Call reports 2014
PEOPLES SECURITY BANK — 2014
What PEOPLES SECURITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 48,538,000 | 48,418,000 | 47,327,000 |
| Total loans | 18,225,000 | 18,908,000 | 18,886,000 |
| Allowance for loan losses | 270,000 | 271,000 | 269,000 |
| Securities available for sale | 19,190,000 | 18,980,000 | 18,624,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 41,412,000 | 41,181,000 | 39,944,000 |
| Interest-bearing deposits | 28,589,000 | 28,635,000 | 27,798,000 |
| Noninterest-bearing deposits | 12,823,000 | 12,546,000 | 12,146,000 |
| Equity capital | 6,777,000 | 6,887,000 | 6,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 451,000 | 893,000 | 1,338,000 |
| Interest expense | 24,000 | 47,000 | 71,000 |
| Net interest income | 427,000 | 846,000 | 1,267,000 |
| Noninterest income | 107,000 | 202,000 | 313,000 |
| Noninterest expense | 494,000 | 1,024,000 | 1,498,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 40,000 | 24,000 | 82,000 |
| Income tax | 1,000 | 2,000 | 2,000 |
| Net income | 39,000 | 22,000 | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 6,849,000 | 6,808,000 | 6,841,000 |
| Total capital | 7,119,000 | 7,079,000 | 7,110,000 |
| Risk-weighted assets | 22,938,000 | 23,168,000 | 22,870,000 |