Call reports 2012
PEOPLES SECURITY BANK — 2012
What PEOPLES SECURITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 52,188,000 | 52,017,000 | 50,151,000 | 49,517,000 |
| Total loans | 21,101,000 | 20,806,000 | 19,984,000 | 19,616,000 |
| Allowance for loan losses | 264,000 | 337,000 | 449,000 | 449,000 |
| Securities available for sale | 17,827,000 | 20,279,000 | 17,142,000 | 19,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,147,000 | 43,906,000 | 42,261,000 | 41,700,000 |
| Interest-bearing deposits | 30,819,000 | 30,087,000 | 29,511,000 | 29,337,000 |
| Noninterest-bearing deposits | 13,328,000 | 13,819,000 | 12,750,000 | 12,363,000 |
| Equity capital | 7,045,000 | 7,023,000 | 7,165,000 | 7,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,100,000 | 1,606,000 | 2,117,000 |
| Interest expense | 50,000 | 93,000 | 135,000 | 175,000 |
| Net interest income | 496,000 | 1,007,000 | 1,471,000 | 1,942,000 |
| Noninterest income | 121,000 | 222,000 | 310,000 | 402,000 |
| Noninterest expense | 518,000 | 1,081,000 | 1,590,000 | 2,133,000 |
| Provision for loan losses | 15,000 | 81,000 | 91,000 | 91,000 |
| Pretax income | 84,000 | -28,000 | 88,000 | 106,000 |
| Income tax | 5,000 | 7,000 | 7,000 | -23,000 |
| Net income | 79,000 | -35,000 | 81,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,751,000 | 6,593,000 | 6,685,000 | 6,709,000 |
| Total capital | 7,015,000 | 6,904,000 | 6,980,000 | 7,009,000 |
| Risk-weighted assets | 24,214,000 | 24,852,000 | 23,473,000 | 23,822,000 |